Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance by Carolyn Warren.
I think everyone thinking of getting a mortgage should first read this book. This book is an excellent resource for mortgages. If you really want to know tips, advice or directions, Carolyn gives it to you in easy to understand languge.
There are so many details included in it that I never knew when I bought my first house: like free grants, and how to negotiate for lower rates.